Financing Options

USCutter has partnered with best in class financing services to offer you fast and flexible financing options to fit any size business or budget, ensuring you can get what you need to keep your business moving forward.

  • Ideal for individual consumers.
  • Provides real-time automated financing options with instant decisions based on the price of the product(s) being purchased.
  • No late or hidden fees.
  • Financing for carts as low as $50 and up to $20,000.

Apply by selecting "Affirm" as your payment method at checkout.

  • Ideal for businesses or sole proprietors.
  • Instant decisions for amounts from $500-$20,000 in financing.
  • Choose Payment terms that fit your budget.
  • Equipment must be at least 80% of the total price of items being financed to qualify
  • Buy-in-5 Early Buyout Option

  • Available for established business that have been in operation for at least 2 years
  • Required 640 Minimum FICO Score
  • Equipment is Considered "Business Essential."

When you buy with Affirm, there are no hidden fees. Instead, you get a simple, easy, transparent way to shop. Because when it comes to paying for your favorite things, there should be no surprises.

Your rate will be 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.

Apply by selecting “Affirm” as your payment method at checkout. Enter a few pieces of information and get a real-time decision.

Clicklease is available 24/7 so you can apply whenever it’s convenient for you and it will only take three minutes of your time.

Once approved, you’ll have the option to select the term that best fits your budget and, if approved for more than you request, the calculator makes it easy to see how your payments change for any additional items you decide to add to your lease.

All contracts are “Lease-to-Own,” and you have the option of paying off the contract early at any time.

First Citizens bank is a preferred lending partner of USCutter. Financing is quick and easy – get an initial credit decision in as little as 15 second for up to $250K with application only, no additional document uploads required. This is 100% financing for equipment as well as associated Soft Costs (tax, shipping, extras, etc.)