Finance Options

USCutter has partnered with best in class financing services to offer you fast and flexible financing options to fit any size business or budget, ensuring you can get what you need to keep your business moving forward.

  • Ideal for individual consumers.
  • Provides real-time automated financing options with instant decisions based on the price of the product(s) being purchased.
  • No late or hidden fees.
  • Financing for carts as low as $50 and up to $20,000.

Apply by selecting "Affirm" as your payment method at checkout.

  • Ideal for businesses or sole proprietors.
  • All credit welcome, no hard credit checks.
  • Instant decisions with approvals up to $25,000
  • Flexible payment terms so you can select an option that fits your budget.
  • 12-month Early Purchase Option on every lease.
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  • Available for established business that have been in operation for at least 2 years
  • Required 640 Minimum FICO Score
  • Equipment is Considered "Business Essential."

When you buy with Affirm, there are no hidden fees. Instead, you get a simple, easy, transparent way to shop. Because when it comes to paying for your favorite things, there should be no surprises.

Your rate will be 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.

Apply by selecting “Affirm” as your payment method at checkout. Enter a few pieces of information and get a real-time decision.


Clicklease is an all-credit welcome payment option designed to help small businesses get the equipment they need FAST.   The application takes less than three minutes, provides instant decisioning, and approvals up to $25,000.   Clicklease doesn’t do hard credit pulls, so applying won’t affect your FICO. 

All approvals receive multiple terms, so you can pick the one that fits your needs.   There’s a convenient payment calculator to help dial in the right monthly payments for you. 

All contracts include a 12-Month Early Purchase Option for significant savings, and all leases are set up so you own your product outright after successful completion of your lease.  

First Citizens bank is a preferred lending partner of USCutter. Financing is quick and easy – get an initial credit decision in as little as 15 second for up to $250K with application only, no additional document uploads required. This is 100% financing for equipment as well as associated Soft Costs (tax, shipping, extras, etc.)